As an Upper Peninsula Bankruptcy lawyer, I speak to many people every day about the benefits of bankruptcy.
Most people I speak to have two things in common:
1. They did not want to call a bankruptcy lawyer at all and only did so as a matter of last resort and desperation, and
2. After speaking with me about their financial situation and options, they felt hopeful for the first time in years.
Every day I marvel about the people who call me for help. Generally, they are good, hardworking people who have suffered unexpected and catastrophic circumstances like job loss, significant illness, divorce or a combination of these terrifying situations.
These folks try everything they can conceive to climb out of the debt.
They work multiple jobs, take out payday loans, borrow money from friends, family members and banks in an attempt to consolidate their debt.
Sometimes, they contract with out of state debt consolidation companies only to learn their money was squandered and their creditors are suing for non-payment.
Despite their best efforts, everything fails and they are pushed further and further into financial quicksand. They feel they are slowly being strangled and their peace of mind is destroyed.
Often, many of these hardworking people have to choose between paying their credit card minimums, making their house payment, paying for prescription meds or putting food on their table. They find themselves in a vicious cycle of debt and despair.
By the time people call me, they feel ashamed, defeated and hopeless. Its so sad to hear the sadness and despair in their voices.
Once they call in and we have a chance to talk, they start to feel hopeful. After a free 20 minute consultation, most folks begin to feel a sense of hope and relief. Why? Because filing bankruptcy lifts these folks out of the financial quicksand in which they have been drowning and gives them a fresh financial start.
When I do an initial consultation the first thing I do is consult for free. I do not require any payment for a consultation. Upper Peninsula Bankruptcy Lawyers are not like debt consolidation companies where one must pay to play; not at all. Rather, I provide a 20 minute consult where I ask a series of questions to determine the person’s financial situation and whether they qualify for bankruptcy.
We also schedule the consultation at the caller’s convenience. And, we talk over the phone so there is no need to take time out of a busy work schedule or use travel time to drive to our office.
Next, I determine if filing bankruptcy will alleviate any of their financial stress and if so, how much.
Then I quote them a price and tell them what they can expect from filing bankruptcy.
Finally, I send them a letter, putting into writing the cost, whether they qualify for bankruptcy and the retainer process. I also send them a bankruptcy starter kit so they get started on the road to financial freedom whenever they choose.
I do all of this without charging the caller a dime. Its free. Absolutely.
There is no coercion, guilt and duress in the Upper Peninsula Bankruptcy Lawyers process. The client controls their financial destiny.
If you or anyone you know is suffering with intolerable debt and living in the Upper Peninsula of Michigan, call or email us today to schedule a free initial consultation. You may also fill out the bankruptcy evaluation form to your right and we will contact you to schedule an initial consult. Doesn’t matter how you reach out to us, just that you do reach out so we can help.
There is nothing to lose and everything to gain including hope and peace of mind.