Bankruptcy Basics:

http://www.uscourts.gov/FederalCourts/Bankruptcy/BankruptcyBasics.aspx

FREE Annual Credit Report:

https://www.annualcreditreport.com/index.action

Online Credit Counseling Courses:

https://www.debtorcc.org/pre-filing-bankruptcy-credit-counseling.aspx

Debtor Education Information

http://www.justice.gov/ust/eo/bapcpa/ccde/index.htm

Approved Credit Counseling Agencies for Michigan

http://www.justice.gov/ust/eo/bapcpa/ccde/CC_Files/CC_Approved_Agencies_HTML/cc_michigan/cc_michigan.htm

State Means Test

http://www.justice.gov/ust/eo/bapcpa/20110315/bci_data/median_income_table.htm

Map to US Bankruptcy Court in Marquette

http://www.miwb.uscourts.gov/content/marquette-0

Wage Garnishment Fact Sheet

http://www.dol.gov/whd/regs/compliance/whdfs30.pdf

Avoiding Foreclosure

http://portal.hud.gov/hudportal/HUD?src=/topics/avoiding_foreclosure

Find a Housing Counseling Agency

http://portal.hud.gov/hudportal/HUD?src=/i_want_to/talk_to_a_housing_counselor

Tax Help : What Happens When You File Chapter 7 Bankruptcy?

http://www.youtube.com/watch?v=JbsLyAJudvI

Consumer Information on Bankruptcy:

http://www.legalconsumer.com/index_local.php?ZIP=49855

Payday Loan Info:

http://www.paydayloaninfo.org/state-information/30

Student Loans: Pay as You Earn

http://studentaid.ed.gov/repay-loans/understand/plans/pay-as-you-earn

Student Loans: Income Based Repayment

http://studentaid.ed.gov/repay-loans/understand/plans/income-based

Creditor Harassment: File a complaint with the Consumer Financial Protection Burea for violations of the Fair Debt Collection Practices Act.

http://www.consumerfinance.gov/complaint/

Debt Consolidation: Too Good to be true? You decide.

http://consumerist.com/2008/03/31/confessions-of-a-debt-settlement-company-worker/

Get help with your mortgage

https://www.makinghomeaffordable.gov/pages/default.aspx

Online Debtor Education Certificate

https://www.debtorcc.org/